Aditya Birla Capital - Personal Loan

Features

  • Flexible repayment options.
  • Flexible tenure options up to 7 years.
  • Maximum loan amount of Rs 50 lakh.
  • Repayment options: ECS/NACH.
  • No security or collateral required to avail of the loan.
  • Applicant can club income of co-applicant to enhance eligibility.
  • Interest rates remain unchanged throughout the loan tenure.
APPLY FOR PERSONAL LOAN

Eligibility

  • Age: Usually between 21 and 60 years.
  • Employment: Steady income, often with a minimum salary requirement, from either salaried or self-employed individuals.
  • Credit Score: A good credit score (often above 750) indicating creditworthiness.
  • Financial History: Stable and reliable financial history, including repayment track record.
  • Nationality: Resident of the country where the loan is sought.
  • Documentation: Valid identification, income proof, and other relevant documents.
Documents Required for Personal Loan

Your loan application form must be accompanied by:

  • Last three months’salary slips from the date of application.
  • Last three months bank statement.
  • KYC documents as requested.
Apply Now

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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period Payment Interest Balance