Aditya Birla Capital – Personal Loan
Features
-
Flexible repayment options. -
Flexible tenure options up to 7 years. -
Maximum loan amount of Rs 50 lakh. -
Repayment options: ECS/NACH. -
No security or collateral required to avail of the loan. -
Applicant can club income of co-applicant to enhance eligibility. -
Interest rates remain unchanged throughout the loan tenure.
APPLY FOR PERSONAL LOAN
Eligibility
- Age: Usually between 21 and 60 years.
- Employment: Steady income, often with a minimum salary requirement, from either salaried or self-employed individuals.
- Credit Score: A good credit score (often above 750) indicating creditworthiness.
- Financial History: Stable and reliable financial history, including repayment track record.
- Nationality: Resident of the country where the loan is sought.
- Documentation: Valid identification, income proof, and other relevant documents.
Documents Required for Personal Loan
Your loan application form must be accompanied by:
- Last three months’salary slips from the date of application.
- Last three months bank statement.
- KYC documents as requested.
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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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