Aditya Birla Capital - Personal Loan
Features
- Flexible repayment options.
- Flexible tenure options up to 7 years.
- Maximum loan amount of Rs 50 lakh.
- Repayment options: ECS/NACH.
- No security or collateral required to avail of the loan.
- Applicant can club income of co-applicant to enhance eligibility.
- Interest rates remain unchanged throughout the loan tenure.
APPLY FOR PERSONAL LOAN
Eligibility
- Age: Usually between 21 and 60 years.
- Employment: Steady income, often with a minimum salary requirement, from either salaried or self-employed individuals.
- Credit Score: A good credit score (often above 750) indicating creditworthiness.
- Financial History: Stable and reliable financial history, including repayment track record.
- Nationality: Resident of the country where the loan is sought.
- Documentation: Valid identification, income proof, and other relevant documents.
Documents Required for Personal Loan
Your loan application form must be accompanied by:
- Last three months’salary slips from the date of application.
- Last three months bank statement.
- KYC documents as requested.
