HDFC Bank – Personal Loan

HDFC Bank - Personal Loan

A Personal Loan is an unsecured loan where you can borrow funds without having to pledge any form of security. The approval for your HDFC Bank Personal Loan will depend on your income, employment status and creditworthiness. With HDFC Bank, you get XPRESS Personal Loan up to ₹40 Lakh and repay it through pocket-friendly EMIs across flexible tenures.

Personal Loan Benefits

APPLY FOR PERSONAL LOAN

Personal Loan Eligibility Criteria

Age: 21 to 60 years
Employment:
- Employees of private limited companies
- Employees of public sector undertakings (central, state, and local bodies)
Work Experience: Minimum of 2 years of total work experience, with at least 1 year in the current organisation
Income: Minimum monthly net income of ₹25,000

Terms and Conditions

Documents required

100% Digital Process
Hasslefree Borrowing experience!
No Documentation Required to get Loan for your Personal Needs.

How to Apply for Personal Loan

Now get Loan for all your personal needs in just 3 easy steps:

Identify Yourself
Choose Loan Amount
Submit & Recieve

Apply Now :
https://applyonline.hdfcbank.com/personal-loans.html

Loan AmountPlease enter your loan amount here.

₹

No. of PaymentsPlease enter the number of years in which you plan to repay the loan.

Payment ModePlease choose payment mode of the loan.

Interest RateThe interest rate will default to the product you selected. You can also change the rate up or down to understand the effect on your repayments and total interest payable.

**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period	Payment	Interest	Balance

{frequency} Payment

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Total interest payable

₹ over

Balloon amount (0.00%)

₹0.00