HSBC - Personal Loan

Features

  • Borrow for 6 months to 5 years
  • Get a quick decision and access to your loan
  • Apply without collateral or a guarantor
  • Get loans from INR 100,000 to INR 5,000,000
APPLY FOR PERSONAL LOAN

Eligibility

  • Salaried applicants must be 21 to 60 years old; self-employed applicants must be 21 to 65 years old
  • Only residents and citizens of India may apply
  • Applicants must be employed or self employed
  • The applicant’s correspondence address should be within India
  • Non-resident Indian (NRI) customers cannot apply

 

 

Rates and charges for Q3 2025
DescriptionDetails
Current interest rate ranges9.89% pa to 14% pa
Processing fee (non-refundable)Up to 2% of the loan amount
Full or partial prepayment charges on the amount being pre-paid (after the minimum 6 month lock-in period)

5% within 12 months

 

4% within 24 months

 

3% within 36 months

 

2% after 36 months

Apply Now

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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period Payment Interest Balance