IndusInd Bank - Personal Loan

Features

  • Avail loans ranging from ₹30,000 up to ₹5 lakh, catering to diverse financial needs.
  • Choose a repayment period between 12 to 48 months, aligning with your financial comfort.
  • Enjoy attractive interest rates starting from 10.49% per annum.
  • Experience a seamless application process with 100% digital application.
  • No Collateral or Guarantors Required
APPLY FOR PERSONAL LOAN

Eligibility

Personal Loan Eligibility for Salaried Employees
    • Minimum age to apply for personal loan should be 21 years.
    • Maximum age at personal loan maturity should be 60 years or retirement age whichever is earlier.
    • Minimum net monthly income should be Rs.25000 for personal loan online application.
    • Should have completed minimum 2 years in employment and minimum 1 year in the current organisation.
    • Should have completed minimum 1 year of stay at the current residence, if rented.
    • Should have good CIBIL score, preferably 730 or above.
Personal Loan Eligibility for Self Employed Professionals
  • Minimum age to apply for personal loan should be 25 years
  • Maximum age at loan maturity should be 65 years
  • Minimum annual net income post tax should be Rs.4.8 lakh
  • Should have 4 years of post qualification experience

Documents required for Online Personal Loan

  • No physical documentation is required for online personal loan
  • Keep your PAN number and Aadhaar number handy to get started with your online personal loan application
FeatureInstant Personal LoanRegular Personal Loan
Approval TimeIn-principle approval within minutesTypically takes 2 – 4 days
Disbursal TimeImmediate upon approvalAfter completion of verification processes
DocumentationMinimal; requires only PAN and Aadhaar details, no physical documentation neededComprehensive documentation including income proof and banking proof
Loan AmountUp to ₹5 lakhUp to ₹50 lakh (Click here to Apply)
Interest RatesStarting from 10.49% p.a.Starting from 10.49% p.a.
Tenure12 to 48 months12 to 84 months
Apply Now

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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period Payment Interest Balance